A former senator believes excessive government regulation is a huge obstacle to business growth and employment and Economic Recovery. Former Democratic Senator Blanche Lincoln of Arkansas believes the “breakneck pace” with which federal agencies are issuing new regulations is stifling business growth and employment across the country. These regulations are leading to excessive costs and tremendous uncertainty, paralyzing expansionary activity. In the 90-day period leading up to the November … [Read more...]
Latest Job Growth Numbers Could Signal Economic Momentum
ADP announced that business added 215,000 new jobs during December, significantly more than economists expected. What does the latest job Growth Numbers mean for small business? According to ADP, one of the largest payroll processing companies in the country with over $10 billion in revenues, U.S. companies hired 215,000 workers during December. This is significantly more than the 140,000 workers economists had expected. Such strong hiring is a positive sign, especially considering that the … [Read more...]
New Phishing Scam Sends Small Businesses Fake Government Email
A brand new phishing scam fools business owners into thinking the FTC is investing consumer complaints against your company. Phishing is a type of fraud that attempts to collect private information via electronic means for nefarious use. A new type of phishing scam has appeared in the past 48 hours targeting small-business owners. The scam begin with an email that appears to come from the Federal Trade Commission (FTC). It notifies recipients that the FTC is launching an investigation of the … [Read more...]
4 Proven Tactics to Get Paid on Time
Late payments from customers can cause serious cash flow problems. Follow these four tactics to make sure you Get Paid on Time. Late payments from customers can cause serious cash flow problems at your business. If you you need customer cash for regular expenses like rent and payroll, late payments can lead to late payment fees, interest costs on borrowed money and anxiety among your staff. It also increases the risk of nonpayment if the delay becomes extended. If you want your customer to … [Read more...]
Zeus Malware: The Sneaky Malware Stealing Your Money
An estimated 3.6 million PCs in the U.S. are infected with the Zeus Malware. Be warned: It's one of the sneakiest, most vicious malware programs out there. Small-business owners need to be on high alert for the latest variants of the so-called Zeus Trojan horse. This malware uses sophisticated methods to gain access to your online banking information and deplete your account balance via electronic transactions. While there are numerous pieces of malicious software that can accomplish this, Zeus … [Read more...]
The End of the Postal Service As We Know It?
The Postal Service is in a financially dire situation and. Small businesses that use it for marketing or distribution need to find alternatives. Last March, the U.S. Postal Service (USPS) launched an aggressive marketing campaign targeting small-business owners. In a bid for survival, the goals were to convince more businesses to advertise via direct mail and to use the USPS to deliver products to customers. Working with the USPS, however, has become a risky proposition. The USPS is in a … [Read more...]
Could Walmart Transform Small-Business Health Insurance?
Walmart may soon launch a private health insurance exchange for small businesses, which could lower premiums significantly. The federal government isn’t the only player in town when it comes to rethinking health care—Walmart is considering the launch of a private health insurance exchange for small businesses. These exchanges aren’t new; several Fortune 500 companies currently operate them for their employees. Private exchanges operate for the benefit of the employees of the sponsoring … [Read more...]
Exit Planning: Who Says the End Has to Be Bitter?
Do you have an Exit Planning for the five Ds: disagreement, deadlock, default, divorce and death? Many small-business owners fail to plan for the five Ds as attorney Michael Burstein describes them: disagreement, deadlock, default, divorce and death. When a business is successful, owners commonly postpone dealing with potentially difficult and uncomfortable situations. But failing to plan can have dire consequences, from the destruction of the business to your heirs being cheated of their … [Read more...]
Small-Business Employee Pay Stays Flat
Employees at small businesses can no longer count on automatic raises in base pay. Small-Business Employee Pay Stays Flat. More money only comes for performance that goes above and beyond. The Great Recession has left deep scars in the minds of many business owners, leading them to hold back on employee compensation even as conditions improve. According to several leading payroll processors that specialize in small businesses, employee pay has stayed virtually flat year over year, in contrast … [Read more...]
Small-Business Owner’s Surprising Reaction To more taxes
Small-business owner Jed Horovitz questions the belief that more taxes lead to less investment. During the fiscal cliff debate, a key point of contention was the impact that higher income tax rates would have on small-business owners. The argument presented was that higher taxes leave less money available for investment, which in turn leads to lower growth, yielding smaller profits and less income to tax. More taxes, especially on small businesses, would therefore hurt everyone … [Read more...]
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