The New York Times finally acknowledges that it's business model is dead. Is Advertising Dead? Pay attention. The New York Times Company acknowledged Thursday that the advertising-based business model that served it so well for over a century is dead. Weak earnings forced the company to develop a strategy that will rely more on subscription fees and paid content. This shift at America's paper of record is a clear sign that the publishing industry can no longer rely on advertising as a core … [Read more...]
Small companies raise red flags about who’s footing the bill
Who is Really Paying That $1M+ Salary? Big pay checks at small companies raise red flags about who's footing the bill. A key benefit of owning your own business is the ability to enjoy fully the fruits of your labor. Entrepreneurship is one of the main ways to achieve financial independence. But some people, however, are taking issue with the high levels of compensation paid out at some small businesses. They believe that its unfair for executives to earn as much as $1 million per year or more … [Read more...]
Hiring Undocumented Workers To Gain A Competitive Advantage?
Hiring undocumented workers to grow your business: unfair or business as usual? As the debate over immigration reform intensifies, it looks more likely that small business owners will play a key role in the final outcome. Much of the focus is on undocumented immigrants who are not authorized to work in the U.S. But if they are working, that means someone is hiring them and it's usually a small-business owner. Accurate statistics are difficult to come by, but a relatively recent study by the … [Read more...]
Nuevas regulaciones protegen a latinos al momento de financiar un vehículo
Regulaciones al financiar un vehículo Cada mes se venden casi 1 millón de vehículos nuevos alrededor del país. Estas ventas significan miles de millones de dólares para los concesionarios. Muchos de los compradores son latinos que representan 1 de cada 10 compradores de autos nuevos. Si estás pensando comprar un auto nuevo y financiarlo, es importante que tengas en cuenta las últimas medidas del Consumer Finance Protection Bureau (CFPB). El CFPB, una agencia del gobierno federal dedicada a … [Read more...]
If You’re in Debt to the IRS, Be Wary
Be careful with tax experts that promise to make your IRS problems go away. One of the scariest types of correspondence that a small-business owner can recieve is a request from the IRS for more information. Debt to the IRS could lead to an audit which requires payment of back taxes, interest and penalties. In some cases, the amounts can reach tens of tousands of dollars or more. If your business is going through a rough patch and can't afford to pay the IRS what is owed, then some people throw … [Read more...]
Lower Tax Rates
Supporters of lower tax rates now think the status quo would be better. For decades, business groups have advocated for lower corporate tax rates. At least a few times a day I hear the common refrain that “the U.S. has one of the highest corporate tax rates in the world.” This statement isn’t false, but it isn’t exactly true either. While U.S. companies may have high marginal tax rates, the reality is that very few businesses actually pay the 35 percent top corporate rate. Deductions, credits … [Read more...]
Will Californians Be Hit With a New Billions Tax?
A move by a state pension fund to make up for a shortfall has implications for residents and all small-business owners. Will Californians Be Hit With a New Billions Tax? The California Public Employees’ Retirement System (CALPERS) is the pension fund for the state’s municipal workers. It is one of the largest pension funds in the world, with over $250 billion under management, and it has great influence across other pensions in the country. CALPERS, like many other state pensions and just like … [Read more...]
Pistas para detectar a un estafador financiero
Si alguien cae víctima de un fraude financiero, la mayoría de personas asume que esto se debe a una falta de educación financiera. Sin embargo, un estudio copatrocinado por FINRA determinó que las víctimas de un estafador financiero (fraude financiero) tienden a tener buenos conocimientos en finanzas. Estas víctimas sí carecían de educación, pero en el arte de la persuasión. Cada año, miles de millones de dólares son transferidos de las víctimas a los estafadores al creer en promesas de … [Read more...]
The Elderwood Gang Is Using You to Steal Intellectual Property
Hackers have found small businesses to be the perfect gateway to committing crime and steal intellectual property against big companies. The Internet is becoming a very dangerous place to do business and small companies are the most vulnerable. Leading security corporation Symantec released its 2013 Internet Security Threat Report recently and the results are chilling. The number of targeted cyber attacks rose 42 percent last year. There are now nearly 120 such attacks every day around the … [Read more...]
Why Gold Prices Fell The Most In 30 Years on Monday
Gold prices fell 10 percent in just two days as investors decide that the economy may be...improving. Over the past two trading days, gold futures prices plummeted over $200 per ounce, the largest dollar-based drop since trading began in the U.S. in 1974. On percentage terms, prices fell almost 10 percent, a 30-year record in itself. Gold is considered a safe haven investment where people and institutions park their capital when economic conditions are unstable. Gold has also been a way to … [Read more...]
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