According to a recent study by T. Rowe Price, over 70 percent of investors aged 21 to 50 list retirement savings as their numer one financial goal Retirement Concerns Not Translating into Good Decisions According to a recent study by T. Rowe Price, over 70 percent of investors aged 21 to 50 list retirement savings as their number one financial goal. But when compared to how they actually spend their money, there is a clear mismatch between what they say is their goal and how they actually … [Read more...]
How to Double Your Retirement Income
Finance expert Mike Periu on how to maximize and Double Your Retirement Income. One of the most stressful retirement-related decisions is choosing when you will actually do it. If you retire too early you may not have enough money to cover your expenses for the rest of your life; retire too late and you are missing out on the joys of retirement. The rule of thumb used by most financial advisors is that you won't outlive your retirement funds if you only withdraw 4 percent of the balance each … [Read more...]
European economy Once Again in Recession
Finance expert Mike Periu on the European economy's financial health. Europe Once Again in Recession The Eurozone economy, which includes Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia and Spain, is once again in recession after the GDP shrank last quarter by 0.1 percent. While France and Germany still managed to squeeze out tiny economic growth, it wasn't enough to offset the impact of … [Read more...]
Figuring Out the Right Pace of Change for Your Company
Finance expert Mike Periu on determining the right pace of change for your company to keep your business financially sound. There will come a time when your company will need to go undergo significant changes in the way it does business in order to remain financially viable. You may have to change your pricing structure, your business model, your product offering or where you do business. The challenge lies in figuring out what is the right pace of change; if you try to change too quickly you … [Read more...]
Tax Increases for Successful Business Owners a Near Certainty
Finance expert Mike Periu on tax increases ahead for small business owners. President Obama held his first press conference in 8 months yesterday. Among the topics covered by reporters was income tax increases relating to fiscal cliff negotiations. The President indicated that a key component of his position for this negotiation and a tenant of his second term will be to increase income taxes on households earning more than $250,000 per year. It appears that this tax increase will happen no … [Read more...]
The Secret to Boosting Profits
Every small business has its payment and pricing mistakes. Fixing these small errors could increase your profitability by 20 percent. The Secret to Boosting Profits by 20 Percent No company can run a perfect operation. The challenge is to minimize the cost to your business of the errors that occur. A common mistake that many companies make is miscalculating the amount of money to collect from customers. A recent study indicates that on average companies lose about $10,000 for every $1 million … [Read more...]
Turn European Economy Around
Finance expert Mike Periu on the European economy's financial health. The One Person Who Can Turn European Economy Around. The Eurozone economy, which includes Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia and Spain, is once again in recession after the GDP shrank last quarter by 0.1 percent. While France and Germany still managed to squeeze out tiny economic growth, it wasn't enough to … [Read more...]
Small-Business Owners Feel Effects of Healthcare Reform
Finance expert Mike Periu Small-Business Owners Feel Effects of Healthcare Reform Important healthcare changes for small-business owners. Health insurance companies are sending their 2013 renewal packages to their small-business clients. Small-Business owners feel effects of healthcare Reform. In addition to the renewal rates, a section titled "Health Care Reform" is included with a timetable of important changes taking place. Among the changes are requirements by employers to notify employees … [Read more...]
Calculating the True Cost of Your Retirement Plan
Finance expert Mike Periu on how to evaluate the true cost of your retirement plan.. Since July of this year, new fee-disclosure rules took effect that requires full disclosure of 401(k) fees and expenses by financial firms offering to administer these plans. This disclosure, however, doesn't apply to sales and marketing materials like PowerPoint presentations which are typically used to convince business owners to offer their employees a 401(k) plan. Choosing the wrong plan can lead to … [Read more...]
Why Small Manufacturers Must Prepare for Sequestration
Finance expert Mike Periu on how small manufacturers mush prepare for Sequestration and the financial Impact on them. Small Manufacturers must Prepare for Sequestration, It will lead to $1.2 trillion in spending reductions beginning in January, with half of that coming from the defense budget. According to National Defense Magazine, military spending is expected to decrease by nearly $500 billion over the next 10 years. This doesn't include the impact of Sequestration, which is an automatic … [Read more...]
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