What can actually lead to another Financial Meltdown? The economic and financial landscape looks worse with each coming week. Unemployment, inflation and uncertainty are on the rise. Investment returns, corporate budgets and the strength of the “full faith and credit of the United States” are declining. With so many problems being covered incessantly in the news, it’s easy for everything to morph into one giant “eco-financial mess” from which we want to look away. Not all problems have the … [Read more...]
New Legislation Targets PEO (Professional Employer Organizations)
Do you know what a PEO is? Mike Periu tackles current legislation, and what it could mean for your business. Professional Employer Organizations (PEOs) offer an innovative way for small businesses to outsource the headaches associated with certain elements of human resources management. When a small business hires a PEO, the small business’ employees also become employees of the PEO. This is known as co-employment. From the perspective of the IRS and state governments, the PEO is the … [Read more...]
Use The Back Door To Win Government Contracts
If you've never won a government contract before, try this shortcut to securing work against seasoned competitors. Winning competitive bids for government contracts is very challenging. The bidding process is long and complicated; the reporting requirements are onerous and the competition is intense. Despite the challenges, government contracts are great. The government always pays. Good performance leads to more contracts. Governments are not as susceptible as private sector companies to … [Read more...]
Here’s how you can prepare for the panic.
Should You Be Panicking Right Now? Economic conditions are not bringing anyone peace of mind right now. Here's how you can prepare for the panic. This summer has been absolutely brutal for those seeking financial peace of mind. For small business owners who took time before this summer to budget and plan ahead for 2011 and 2012, that effort may have been a waste. Economic conditions have shifted so much that old plans may no longer be relevant. It’s time to start over. So many things have gone … [Read more...]
How To Get Rich And Not Owe Taxes. Here’s how to minimize what you owe
How To Get Rich And Not Owe Taxes. Wouldn't it be great to avoid income taxes? We can't guarantee that, but here's how to minimize what you owe. The Statistics of Income Bulletin is a report published by the IRS four times per year. Known as publication 1136, it contains detailed analysis of returns filed by tax payers in previous periods. Each SOI Bulletin addresses different topics that the IRS believes are of interest to researchers, the public and nosey people like me. The most recent SOI … [Read more...]
Lower Your Borrowing Costs With Commercial Paper
Need cash fast but can't afford to borrow form a bank? Commercial paper may be a great alternative. One of the challenges of growing a company is satisfying the voracious appetite for cash that growth requires. The faster the growth, the greater the supply of cash needed to fund it. While many business owners try to fund this growth through internal cash flow generation (i.e. the cash generated from sales) this isn’t possible when you’re growing aggressively. Customers don't pay instantly. It … [Read more...]
Your Customers Are Getting Smarter About Money
Research shows that customers are getting Smarter and may be improving their credit and reducing their debt. What this means for your business. The pain caused by the effects of the Great Recession and the weak recovery have been felt by consumers and businesses alike. This pain, however, has led to some surprising results. It just may be the case that people can learn from their mistakes! New research shows that consumers are finally making progress in improving their overall financial … [Read more...]
4 Things You Need To Start A Social Network In Your Industry
If your industry doesn't have a social network in place yet then why not start one? Here are the four things you need. For most small business owners social networks remain a bit of a mystery. The majority of Americans are on Facebook, along with several hundred million people from other countries. Around 100 million people around the world are on LinkedIn. Billions of tweets are sent out over Twitter. Tools like YourBuzz and HubSpot help small businesses use social networks as a means to … [Read more...]
A Closer Look At The Groupon IPO
With the recent Groupon IPO announcement, Groupon's financials are now public domain. What can we learn from their S-1 filing? As small businesses across the country evaluate the risks and benefits of group coupons and discount sales, it would be wise to peek under the curtain of Groupon, the company that launched the craze. There aren’t many opportunities to do this, especially with companies that are privately held because there is no requirement for them to disclose anything about their … [Read more...]
Are You Hiring More Men Than Women?
In the wake of the recession, statistics show that men are faring much better than women when it comes to finding work. Are You Hiring More Men Than Women? According to the National Bureau of Economic Research, The Great Recession officially ended in June 2009. But it certainly doesn’t feel like that for most small business owners and the nearly 10 percent of the labor force that remains unemployed. During the so-called recovery there have been a number of studies produced analyzing how … [Read more...]
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