Finance expert Mike Periu on Consumers Break Holiday Shopping Records. According to the National Retail Federation, this holiday weekend was a record breaker. 247 million consumers went shopping either online, in stores or a combination of the two. This is an increase from last year's 226 million shoppers. On Black Friday alone, 89 million people went shopping, an increase of 3 million people compared to 2011. On average, shoppers spent $423 over the weekend, $25 more than last year. Unlike … [Read more...]
Twitter Offers $1M in Free Advertising for Small Business Saturday
Finance expert Mike Periu on Twitter's $1M in Free Advertising for Small Business Saturday. In support of Small Business Saturday, Twitter announced that they will be offering Free Advertising for 10,000 small businesses $100 each in free advertising credits on the new Twitter advertising platform. Small businesses can use the credits to send "promoted tweets" which reach a broader audience. They can also be used for "promoted accounts" which help small business Twitter accounts gain targeted … [Read more...]
Potential Consequences of Fixing the Tax Code
How fixing the tax code could result in detrimental effects to the middle class. Fixing the Tax Code: As Congress and the White House continue efforts to find a viable solution to the fiscal cliff, one proposal is gaining steam - reducing tax deductions and credits. It's estimated that these deductions and credits cost the federal government $1.3 trillion a year in tax revenues. Eliminating them would, in theory, plug the annual budget deficit. Many analysts, however, note that businesses and … [Read more...]
5 Black Friday Strategies for Retailers
Not all stores have the same Black Friday Strategies. Learn how Walmart, Target and chain stores like Foot Locker are tackling this holiday season. Retailers are facing a tough holiday season this year. With expanded Internet sales and economic uncertainty on the minds of consumers, it's difficult to gauge which sales strategies will work best to maximize sales. In the process of trying to determine which is the best approach, you can see what top retailers are doing. Some retailers, like … [Read more...]
Should I Buy Insurance When Renting a Car?
Finance expert Mike Periu on whether an insurance policy is a wise purchase when renting a car. Should I Buy Insurance When Renting a Car? You may be among the millions of consumers who will be renting a car over the Thanksgiving holiday. One of the most expensive parts of renting is insurance policies that rental car companies offer, which can easily double or triple the cost of your rental. Before automatically saying yes to these policies, you should first call your own insurance company … [Read more...]
Play It Safe With Your Investments
Finance expert Mike Periu on why it may be wiser to play it safe with your investments in the short term. Starting in July of this year, the major U.S. stock markets, as well as some foreign ones, started a rally that is now starting to fizzle out as stock prices decline across the U.S., Europe, Asia and Latin America. Leading economist Nouriel Roubini, who believes it's about time this happened, says its better to play it safe with investments during the short-term, offering several reasons … [Read more...]
A Primer on Business Interruption Insurance
With the number of major reported disasters annually increasing by 50 percent in recent years, it's important for business... Business interruption insurance makes business owners whole for lost profits and reconstruction costs after a disaster With the number of major reported disasters annually increasing by 50 percent in recent years, it's important for business owners to protect themselves. Business interruption insurance makes business owners whole for lost profits and reconstruction … [Read more...]
Municipal Bonds Offer Good Risk Reward Balance
Municipal bonds are issued by state and local governments to raise money. General obligation ("GO") bonds, the safest type... Municipal bonds are issued by state and local governments to raise money. General obligation ("GO") bonds, the safest type, pay lenders from tax revenues. Revenue bonds are used to finance specific projects like a stadium or highway and lenders are paid from the revenues that the project generates. Since states cannot declare bankruptcy and it's extremely rare for a city … [Read more...]
Crowdfunding May Be Delayed by a Year Or More
Finance expert Mike Periu on expected delays for the implementation of the Jobs Act, a new, easier way for companies to raise money. The JOBS Act which authorizes new, broader and simpler ways for companies to raise money via Crowdfunding will go into effect in 2013. In order for this to happen, the Securities and Exchange Commission, tasked with overseeing the implementation and enforcement of the JOBS Act, must decide on a plan of action by December 31st. It is far from certain that they'll … [Read more...]
Accelerate Growth by Scaling Your Business
Before scaling your business, it's important to ask yourself these two questions to ensure that your business is scale-... Before scaling your business, it's important to ask yourself these two questions to ensure that your business is scale-ready and scale-worthy: Have I identified a problem worth solving? Is there demand for a solution to this problem? If the answer is yes to both, then you need to ask how you can grow your company quickly and profitably. Scaling your business –which … [Read more...]
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