A brand new phishing scam fools business owners into thinking the FTC is investing consumer complaints against your company. Phishing is a type of fraud that attempts to collect private information via electronic means for nefarious use. A new type of phishing scam has appeared in the past 48 hours targeting small-business owners. The scam begin with an email that appears to come from the Federal Trade Commission (FTC). It notifies recipients that the FTC is launching an investigation of the … [Read more...]
The End of the Postal Service As We Know It?
The Postal Service is in a financially dire situation and. Small businesses that use it for marketing or distribution need to find alternatives. Last March, the U.S. Postal Service (USPS) launched an aggressive marketing campaign targeting small-business owners. In a bid for survival, the goals were to convince more businesses to advertise via direct mail and to use the USPS to deliver products to customers. Working with the USPS, however, has become a risky proposition. The USPS is in a … [Read more...]
Could Walmart Transform Small-Business Health Insurance?
Walmart may soon launch a private health insurance exchange for small businesses, which could lower premiums significantly. The federal government isn’t the only player in town when it comes to rethinking health care—Walmart is considering the launch of a private health insurance exchange for small businesses. These exchanges aren’t new; several Fortune 500 companies currently operate them for their employees. Private exchanges operate for the benefit of the employees of the sponsoring … [Read more...]
Small-Business Employee Pay Stays Flat
Employees at small businesses can no longer count on automatic raises in base pay. Small-Business Employee Pay Stays Flat. More money only comes for performance that goes above and beyond. The Great Recession has left deep scars in the minds of many business owners, leading them to hold back on employee compensation even as conditions improve. According to several leading payroll processors that specialize in small businesses, employee pay has stayed virtually flat year over year, in contrast … [Read more...]
Small-Business Owner’s Surprising Reaction To more taxes
Small-business owner Jed Horovitz questions the belief that more taxes lead to less investment. During the fiscal cliff debate, a key point of contention was the impact that higher income tax rates would have on small-business owners. The argument presented was that higher taxes leave less money available for investment, which in turn leads to lower growth, yielding smaller profits and less income to tax. More taxes, especially on small businesses, would therefore hurt everyone … [Read more...]
Amazon and eBay Looking to Dominate Industrial Sector
Leading online retailers are now targeting the B2B procurement space. Are there risks for small-business owners buying supplies from Amazon and eBay? In the span of about 15 years, online retail sales have grown from a tiny niche to more than $200 billion in revenues. Companies like Amazon and eBay are now looking for the next sector to dominate, and it seems business purchases may be their target. Moving beyond books and electronics, they're starting to distribute machine parts, industrial … [Read more...]
Banks Reach $8.5 Billion Settlement Over Foreclosure Abuse
The major banks' Settlement Over Foreclosure Abuse with federal regulators over improper foreclosure tactics and failed mortgage modifications points to some relief for small-business owners. The housing crisis has taken another baby step toward resolution with the announcement of a settlement agreement between 10 leading banks and the Office of the Comptroller of the Currency, which oversees banking in the U.S. The settlement agreement, valued at $8.5 billion, resolves complaints regarding … [Read more...]
Bond King Shares 4 Main Risks to U.S. Economy
Finance expert Mike Periu on the primary concerns Bill Gross, top U.S. investor and co-founder of PIMCO, has about the Risks to U.S. Economy. Bond king Bill Gross, a self-made billionaire, is one of the most successful investors in the U.S. He co-founded the Pacific Investment Management Company (PIMCO) which manages nearly $2 trillion in assets. Gross has concerns about the long-term health of the U.S. economy. His four main concerns are: Debt: The world’s developed countries, including … [Read more...]
Veteran VC Jeremy Levine Gives his Take on 2013
Veteran venture capitalist Jeremy Levine believes that Internet-based software services and apps may represent the next big boom in Web-based businesses. Jeremy Levine, partner at Bessemer Venture Partners, is a veteran investor responsible for successful investments in Pinterest, LinkedIn, OLX and other companies. Levine recently shared his forecast for what the venture capital industry can expect in 2013. He believes that the VC industry has a tendency to over-correct its mistakes. The … [Read more...]
web-based investment guidance
Will the Web Replace Your Financial Advisor in 2013? Finance expert Mike Periu on the emerging shift from small businesses using financial advisors to less expensive, web-based investment guidance. Many small-business owners need financial advice because they just don’t have the time to take away from their businesses (and perhaps the discipline) to make a proper financial plan and execute it. There are two types of financial advisors: fee-only advisors which charge a fee for their advice and … [Read more...]
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