Capital is a business' lifeblood. Sure, ambition and willpower to make it happen both play equal parts. But without money to fuel operations, a business cannot hope to establish a solid base. As a smart business owner, conserving capital spending is essential for continued operations. Below are 5 tools that will help you achieve that and more. Laptops Upfront, laptops cost less than their desktop counterparts. A decent laptop powerful enough to manage payrolls, invoices, spreadsheets, and … [Read more...]
Get ready to throw out your old POS system
Credit card fraud is a massive problem. More than a quarter of all credit card holders in the world have been the victim of fraud during the last 5 years. 42 percent of U.S. credit card holders have been victims, the second-highest rate in the world (Mexico is first). Credit card fraud is easy to perpetrate for several reasons but it’s mainly due to a card’s underlying technology – the magnetic stripe. Using magnetism to record information was first invented during World War II and IBM developed … [Read more...]
Make your small business look good despite bad finances
Clients expect consultants and other professional services providers to be successful. If you're good at what you do, then you should have the bank to back it up. But given the financial turmoil of the recent past, there are many talented, hard-working people who are still trying to spend less than they make, negotiate their underwater mortgage and rebuild their credit scores. Their small business finances and personal finances are in bad shape and this can hurt them. It’s difficult to … [Read more...]
2014 Is A Make Or Break Year For These 7 Startups
2014 will be an important year for many popular startups as founders will need to prove that a cool idea can also make money. 2014 Is A Make Or Break Year For These 7 Startups: Several companies have launched recently that offer innovative services and cutting-edge technology. Some of these companies have resonated with users, investors and the press to create a perfect opportunity for growth and long-term success. Many of these companies, though, still haven’t proven that they have viable, … [Read more...]
Lessons From Detroit: How To Protect Yourself If Your City Goes Bankrupt
How To Protect Yourself If Your City Goes Bankrupt. It's one thing to worry about your best supplier or customer going bankrupt. With Detroit filing for the largest municipal bankruptcy ever, things have just gotten riskier for entrepreneurs. Bankruptcy laws exist for good reason—three, in fact. They provide an orderly way for filers to acknowledge they can’t pay everything they owe, they provide creditors with the best chance of getting at least some of their money back, and they help provide … [Read more...]
Will the End of the Economic Stimulus Hurt Your Business?
The Federal Reserve has injected trillions of dollars into our economy, with only tepid stimulus results. Come fall, it will scale back funding. What does this mean for your business? Will the End of the Economic Stimulus Hurt Your Business? Federal Reserve Chairman Ben Bernake and the Board of Governors have a huge problem on their hands. Since the depths of the financial crisis, they have been looking for ways to stimulate the economy just enough so we have companies willing to hire, … [Read more...]
Lower Tax Rates
Supporters of lower tax rates now think the status quo would be better. For decades, business groups have advocated for lower corporate tax rates. At least a few times a day I hear the common refrain that “the U.S. has one of the highest corporate tax rates in the world.” This statement isn’t false, but it isn’t exactly true either. While U.S. companies may have high marginal tax rates, the reality is that very few businesses actually pay the 35 percent top corporate rate. Deductions, credits … [Read more...]
Why Gold Prices Fell The Most In 30 Years on Monday
Gold prices fell 10 percent in just two days as investors decide that the economy may be...improving. Over the past two trading days, gold futures prices plummeted over $200 per ounce, the largest dollar-based drop since trading began in the U.S. in 1974. On percentage terms, prices fell almost 10 percent, a 30-year record in itself. Gold is considered a safe haven investment where people and institutions park their capital when economic conditions are unstable. Gold has also been a way to … [Read more...]
How This Budget Change for 2014 Could Impact Your Business
How does a free loan to hire employees sound? This credit can give you that. Budget Change for 2014 Could Impact Your Business The President’s Fiscal Year 2014 budget proposal is being digested by analysts and economists to understand its potential impact on the economy. Small businesses play an important role in the budget, which features a provision to help stimulate hiring and pay increases for companies with less than $20 million on payroll during 2012. This Budget Change for 2014 … [Read more...]
What is Plaguing California Small-Business Owners?
Pessimism looms large California Small-Business Owners. That may be good news. Nearly one in four small business owners in California don’t expect to be in business there in three years. The dismal findings of the Small Business California study echo recent research published by the National Federation of Independent Business (NFIB), Pepperdine University and Dun and Bradstreet Credibility Corp. These other studies also point to widespread pessimism among small business owners about future … [Read more...]
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