Don't let your company die with you. Here are 4 Ways to Make Sure Your Business Outlives You. As a business owner and father of three children, my imagination takes hold of me from time to time and I think about when my children will be old enough to work at my company. Besides welcoming the assistance of three trustworthy employees, it will provide me the opportunity to teach them what I’ve learned about achieving success. Moving along to a more distant future, I like to believe that when I … [Read more...]
Vanguard Group Founder John Bogle Believes We Are Headed for a Massive Financial Disaster
The U.S. is headed for a retirement crisis which could wipe out the dreams of most workers and business people. And John bogle Believes we are headed for a massive financial disaster. John Bogle founded The Vanguard Group in the 1970s and built it into the second largest mutual fund company in the world with current assets of $2 trillion. Bogle is also largely responsible for making Index Funds available to small investors. When it comes to providing an expert opinion on investing for … [Read more...]
Is Advertising Dead? The Story The New York Times Missed
The New York Times finally acknowledges that it's business model is dead. Is Advertising Dead? Pay attention. The New York Times Company acknowledged Thursday that the advertising-based business model that served it so well for over a century is dead. Weak earnings forced the company to develop a strategy that will rely more on subscription fees and paid content. This shift at America's paper of record is a clear sign that the publishing industry can no longer rely on advertising as a core … [Read more...]
Small companies raise red flags about who’s footing the bill
Who is Really Paying That $1M+ Salary? Big pay checks at small companies raise red flags about who's footing the bill. A key benefit of owning your own business is the ability to enjoy fully the fruits of your labor. Entrepreneurship is one of the main ways to achieve financial independence. But some people, however, are taking issue with the high levels of compensation paid out at some small businesses. They believe that its unfair for executives to earn as much as $1 million per year or more … [Read more...]
Will Californians Be Hit With a New Billions Tax?
A move by a state pension fund to make up for a shortfall has implications for residents and all small-business owners. Will Californians Be Hit With a New Billions Tax? The California Public Employees’ Retirement System (CALPERS) is the pension fund for the state’s municipal workers. It is one of the largest pension funds in the world, with over $250 billion under management, and it has great influence across other pensions in the country. CALPERS, like many other state pensions and just like … [Read more...]
The Elderwood Gang Is Using You to Steal Intellectual Property
Hackers have found small businesses to be the perfect gateway to committing crime and steal intellectual property against big companies. The Internet is becoming a very dangerous place to do business and small companies are the most vulnerable. Leading security corporation Symantec released its 2013 Internet Security Threat Report recently and the results are chilling. The number of targeted cyber attacks rose 42 percent last year. There are now nearly 120 such attacks every day around the … [Read more...]
Why Gold Prices Fell The Most In 30 Years on Monday
Gold prices fell 10 percent in just two days as investors decide that the economy may be...improving. Over the past two trading days, gold futures prices plummeted over $200 per ounce, the largest dollar-based drop since trading began in the U.S. in 1974. On percentage terms, prices fell almost 10 percent, a 30-year record in itself. Gold is considered a safe haven investment where people and institutions park their capital when economic conditions are unstable. Gold has also been a way to … [Read more...]
Cash Deposits Lead to Money Laundering Charges for Small-Business Owners
Consistently making cash deposits just under $10,000 could lead to money laundering charges for small-business. Randy and Karen Sowers are living every small-business owner's worst nightmare. The couple owns the successful South Mountain Creamery which produces and delivers farm fresh, all natural and sustainable dairy products in rural Maryland. The Sowers do significant sales at farmers' markets, where customers usually pay in cash. In 2011 and 2012, they earned around $300,000 in sales from … [Read more...]
The Two Most Important Days in April, tax returns are due April 15th
Everyone knows there tax returns are due April 15th. But did you know there are other tax deadlines this month? Eva Rosenberg at MarketWatch brings up a great point—everyone thinks that April is tax month because returns are due on the fifteenth. While that's true, it's only one of the several tax return deadlines that affect small-business owners over the course of the month. By focusing exclusively one date, you run the risk of missing other important deadlines. If April wasn't busy enough … [Read more...]
The SBA’s sequester-related cuts will reduce loan guarantees for small businesses
Does The SBA Have A Sequestration Contingency Plan? The SBA's sequester-related cuts will reduce loan guarantees for small businesses. What's their contingency plan? While the sequestration-related budget cuts are no longer front-page news, their impact is only just beginning. One of the agencies that has been impacted is the Small Business Administration, which uses a significant portion of its budget to secure small-business loans. It is very likely that cuts from the sequester will reduce … [Read more...]
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