Finance expert Mike Periu on the framework for fiscal cliff compromise that is already in place. In mid-2011, Republican Speaker of the House John Boehner and Democrat President Barak Obama were negotiating a deficit reduction. While that negotiation ultimately failed, the terms of that deal could serve as a starting point for negotiations on addressing the fiscal cliff. In that potential deal, both sides had agreed to a tax increase as well as spending cuts. Also on the table were changes to … [Read more...]
Businesses Get Ready for Small Business Saturday
Finance expert Mike Periu on the upcoming Small Business Saturday event. Small Business Saturday (SBS) was a great success last year and many retailers are counting on it to help boost sales in an otherwise difficult year. Across the country, small-business owners and SBS coordinators are preparing their promotional and social media campaigns to gain maximum exposure. Many local SBS campaigns are emphasizing "local" (not just small), and are driving shoppers to support businesses owned by … [Read more...]
SBA Opens Business Recovery Center
Finance expert Mike Periu on the SBA efforts to help small businesses with a Business Recovery Center in the aftermath of Hurricane Sandy. November 08, 2012 The Small Business Administration has opened a business recovery center in Staten Island to assist business owners affected by Hurricane Sandy. The center has a team of SBA staff available to offer personalized support to owners that have experienced physical damage to their businesses or lost revenues due to the hurricane. Staff members … [Read more...]
Small Businesses Investing More in Social Media
Finance expert Mike Periu on how small-business owners are spending more time and money on social media. November 08, 2012 According to a recent survey by Vertical Response, two-thirds of small-business owners are spending more time on social media, with 90 percent using Facebook and 70 percent using Twitter. Social media budgets are increasing at twice the rate of overall marketing budgets, indicating that social media is consuming a larger portion of overall marketing expenditures among … [Read more...]
States Still Have a Big Say in Healthcare Reform
Finance expert Mike Periu on state involvement of the healthcare reform as it moves forward. With President Obama winning re-election, the healthcare reform law is now certain to move towards full implementation beginning in 2014. Governors and state legislatures, however, will still have an important say in how and when many of the key elements are implemented. This includes: 1. The expansion of Medicaid. The Supreme Court ruling affirming heathcare reform also made it clear that states … [Read more...]
Outsource Some Financial Tasks to Save Time and Money
Finance expert Mike Periu why small-business should Outsource Some Financial Tasks. Small-business owners continually make decisions between doing things themselves or paying someone else to do it. It's a trade-off between the cost of your time and the limited amount of cash at your disposal. When it comes to financial and accounting tasks, it can be difficult to know when it's OK to do it yourself and when you need to pay a professional. Depositing checks, setting financial goals, paying … [Read more...]
U.S. Dollar Weakens on Obama Re-Election
Finance expert Mike Periu on the U.S. Dollar Weakens after post-election. The U.S. dollar fell in value relative to other benchmark currencies last night as President Obama's re-election was confirmed. Currency investors understand that his re-election means that the Federal Reserve will continue its policy of "quantitative easing," which has the effect of diluting the value of the dollar. Investors had expected this practice to change if Governor Romney won the Presidency. Whether this … [Read more...]
What Does Re-Election Mean for Investors?
Finance expert Mike Periu on What Obama's Re-Election Mean for Investors? With the 2012 elections now over, one major unknown for investors has been answered. Obama's re-election will have a significant impact on many industries and investors need to take this into account when making investment decisions. It is now likely that income tax rates on dividend income will increase dramatically. This will hurt stocks, like utilities, that investors seek out for their dividend income. Technology … [Read more...]
What do small-business owners want in the next President?
OPEN finance expert Mike Periu discusses What do small-business owners want from their next President. Both President Obama and Governor Romney have expressed their beliefs that small businesses are a vital part of the economy. They have discussed what they as leaders expect of small-business owners. Regardless of who wins the election, small business will play an important role in improving current conditions. So, what do small-business owners want in the next President? The Boston Globe … [Read more...]
Crowdfunding solutions for small business loans
Finance expert Mike Periu on viable crowdfunding solutions for small business loans. Where Can Small Businesses Turn for a $10,000 Loan? November 06, 2012 If your company needs to borrow $10 million, most large banks will fight for your business. But what if you need to borrow $10,000? Don't expect the same treatment or an approval. Finding lenders interested in such small loan amounts is a challenge, which is way the Small Business Advocacy Council launched the SBAC Connects program. SBAC … [Read more...]
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